Read this Lost Job Via CREDIT CHECK.

[WarlordZeroOne]

When Your Credit Report Costs You a Job Offer
Employers Look at Job Seekers' Credit Histories to Determine Trustworthiness
By RUSSELL GOLDMAN
June 26, 2009
68 comments Font Size PrintRSSE-mailShare this story with friendsBuzz Up!FacebookTwitterStumbleUponMore
Jeffrey Slebodnick was hired last summer to work as an adjunct professor at a technical college.

He had a master's degree, excellent recommendations, and no criminal record.

(ABC News)"I was given four classes and I was excited to start the term," said Slebodnick, 47, from Perry, Mich. who teaches geography.

"But a week after I was offered the job I got a call asking if I had any student loans, which I did, and when I planned on paying them," he said.

Slebodnick says he was told he would not be allowed to start work at an ITT campus in Michigan, because a credit check revealed he had some $50,000 in outstanding student loans and had recently declared bankruptcy.

"He told me they wouldn't hire someone who defaults on student loans. It was a shocker to get that phone call and get those classes pulled from me."

Once just the domain of the federal government, banks and financial-service institutions, an increasing number of companies are screening potential employees' credit histories, trying to glean from the way candidates manage their personal finances insights into their character, integrity and work habits.

Related
How Credit Scores Change LivesWATCH: Improving Your Credit ScoreThe Most, Least Rewarding Credit CardsIt's increasingly likely that a checkered financial past can cost you a job opportunity. This doesn't sit well with consumer advocates and was not addressed in the most recent credit refirm legislation passed by Congress.

"There are many reasons someone's credit might be bad including identity theft," said Margot Saunders a lawyer at the National Consumer Law Center. "It's not completely unfair to use credit screening in all respects. You would want to know if the person you're hiring to be a treasurer is deep in debt. But why do you need to know if the person is digging ditches or handling computers? There has to be some sort of standard."


Various factors, from student loans to a recent divorce, can affect a person's credit history and as a result hurt their chances at finding a job, experts told ABCNews.com.

In 2004, some 35 percent of American companies were checking potential employees credit histories, said Matt Fellowes, director of the Pew Safe Banking Opportunities Project.

"It is safe to assume that the figure has gone up substantially, given the massive growth rate and how hard the credit bureaus are advertising," he said. "Around half of all companies are likely to run credit checks."

There is a good deal of information potential employers can glean from an applicant's credit report, said Steven Williams, director of research at the Society for Human Resource Management.

A credit report includes an individual's credit history – the record of how he has borrowed money and paid in back -- as well as personal information employers use to confirm an applicant's identity such as a social-security number.

from, www.abcnews.com (http://www.abcnews.com)

[pack3tg0st]

Wage slavery at its best...

http://3.bp.blogspot.com/_2iwqea2Gmq8/STwWwmumVYI/AAAAAAAABE0/lcPwy30vOzg/s320/bigFUCK-THE-SYSTEM.gif

Remember back when professional life and private life were two different things?

[Lexion]

Wait.

He's 47, defaulted on STUDENT LOANS
and filed for bankruptcy ????

That is a first class loser.

Time he heads for Wal-Mart.

Idiots like that don't need to be
teaching.

Lex

[Alessandra]

Student loans at 47? O_O

[Ima Nasshole]

I'm surprised he hasn't been snapped up by the Obama Administration, sounds like a perfect candidate for student loan Czar!

[Lexion]

I'm surprised he hasn't been snapped up by the Obama Administration, sounds like a perfect candidate for student loan Czar!

Smite for the sad truth.

[boycotteverything]

Consider this while you "prepare a face to meet the faces that you meet." Take a deep breath... :


S’io credesse che mia risposta fosse
A persona che mai tornasse al mondo,
Questa fiamma staria senza piu scosse.
Ma perciocche giammai di questo fondo
Non torno vivo alcun, s’i’odo il vero,
Senza tema d’infamia ti rispondo.


LET us go then, you and I,
When the evening is spread out against the sky
Like a patient etherised upon a table;
Let us go, through certain half-deserted streets,
The muttering retreats
Of restless nights in one-night cheap hotels
And sawdust restaurants with oyster-shells:
Streets that follow like a tedious argument
Of insidious intent
To lead you to an overwhelming question …
Oh, do not ask, “What is it?”
Let us go and make our visit.

In the room the women come and go
Talking of Michelangelo.

The yellow fog that rubs its back upon the window-panes,
The yellow smoke that rubs its muzzle on the window-panes
Licked its tongue into the corners of the evening,
Lingered upon the pools that stand in drains,
Let fall upon its back the soot that falls from chimneys,
Slipped by the terrace, made a sudden leap,
And seeing that it was a soft October night,
Curled once about the house, and fell asleep.

And indeed there will be time
For the yellow smoke that slides along the street,
Rubbing its back upon the window-panes;
There will be time, there will be time
To prepare a face to meet the faces that you meet;
There will be time to murder and create,
And time for all the works and days of hands
That lift and drop a question on your plate;

Time for you and time for me,
And time yet for a hundred indecisions,
And for a hundred visions and revisions,
Before the taking of a toast and tea.

In the room the women come and go
Talking of Michelangelo.

And indeed there will be time
To wonder, “Do I dare?” and, “Do I dare?”
Time to turn back and descend the stair,
With a bald spot in the middle of my hair—

[They will say: “How his hair is growing thin!”]
My morning coat, my collar mounting firmly to the chin,
My necktie rich and modest, but asserted by a simple pin—
[They will say: “But how his arms and legs are thin!”]
Do I dare

Disturb the universe?
In a minute there is time
For decisions and revisions which a minute will reverse.

For I have known them all already, known them all:—
Have known the evenings, mornings, afternoons,

I have measured out my life with coffee spoons;
I know the voices dying with a dying fall
Beneath the music from a farther room.
So how should I presume?

And I have known the eyes already, known them all—
The eyes that fix you in a formulated phrase,
And when I am formulated, sprawling on a pin,
When I am pinned and wriggling on the wall,
Then how should I begin
To spit out all the butt-ends of my days and ways?

And how should I presume?

And I have known the arms already, known them all—
Arms that are braceleted and white and bare
[But in the lamplight, downed with light brown hair!]
It is perfume from a dress
That makes me so digress?
Arms that lie along a table, or wrap about a shawl.
And should I then presume?
And how should I begin?
. . . . .
Shall I say, I have gone at dusk through narrow streets
And watched the smoke that rises from the pipes
Of lonely men in shirt-sleeves, leaning out of windows?…

I should have been a pair of ragged claws
Scuttling across the floors of silent seas.
. . . . .
And the afternoon, the evening, sleeps so peacefully!

Smoothed by long fingers,
Asleep … tired … or it malingers,
Stretched on the floor, here beside you and me.
Should I, after tea and cakes and ices,
Have the strength to force the moment to its crisis?

But though I have wept and fasted, wept and prayed,
Though I have seen my head [grown slightly bald] brought in upon a platter,
I am no prophet—and here’s no great matter;
I have seen the moment of my greatness flicker,
And I have seen the eternal Footman hold my coat, and snicker,
And in short, I was afraid.

And would it have been worth it, after all,
After the cups, the marmalade, the tea,
Among the porcelain, among some talk of you and me,
Would it have been worth while,
To have bitten off the matter with a smile,
To have squeezed the universe into a ball
To roll it toward some overwhelming question,
To say: “I am Lazarus, come from the dead,
Come back to tell you all, I shall tell you all”—

If one, settling a pillow by her head,
Should say: “That is not what I meant at all.
That is not it, at all.”

And would it have been worth it, after all,
Would it have been worth while,

After the sunsets and the dooryards and the sprinkled streets,
After the novels, after the teacups, after the skirts that trail along the floor—
And this, and so much more?—
It is impossible to say just what I mean!
But as if a magic lantern threw the nerves in patterns on a screen:

Would it have been worth while
If one, settling a pillow or throwing off a shawl,
And turning toward the window, should say:
“That is not it at all,
That is not what I meant, at all.”
. . . . .

No! I am not Prince Hamlet, nor was meant to be;
Am an attendant lord, one that will do
To swell a progress, start a scene or two,
Advise the prince; no doubt, an easy tool,
Deferential, glad to be of use,
Politic, cautious, and meticulous;
Full of high sentence, but a bit obtuse;
At times, indeed, almost ridiculous—
Almost, at times, the Fool.

I grow old … I grow old …

I shall wear the bottoms of my trousers rolled.

Shall I part my hair behind? Do I dare to eat a peach?
I shall wear white flannel trousers, and walk upon the beach.
I have heard the mermaids singing, each to each.

I do not think that they will sing to me.

I have seen them riding seaward on the waves
Combing the white hair of the waves blown back
When the wind blows the water white and black.

We have lingered in the chambers of the sea
By sea-girls wreathed with seaweed red and brown

Till human voices wake us, and we drown.

[Cogburn]

[BE's wall of unattributed text, skipped unread]

What business was this? Were they looking for ways to reduce employees without incurring the wrath of unemployment insurance?

Did firing this man mean that the business itself and 10 other families employed by it would be able to remain solvent?

"Me...Me...Me...Me...Me...Me...Me...Me..."